I have complied a list of regulations which affects IT Division of any bank, who develops core banking system in house, in Netherlands. 

Basel 2.5/3 and CRD 3 / 4 (Capital Requirements Directive)

BASEL III is a global regulatory standard on bank capital adequacy, stress testing and market liquidity risk agreed upon by the members of the Basel Committee on Banking Supervision in 2010-11. The third installment of the Basel Accords (see Basel I, Basel II) was developed in response to the deficiencies in financial regulation revealed by the late-2000s financial crisis. Basel III strengthens bank capital requirements and introduces new regulatory requirements on bank liquidity and bank leverage. For instance, the change in the calculation of loan risk in Basel II which some consider a causal factor in the credit bubble prior to the 2007-8 collapse: in Basel II one of the principal factors of financial risk management was out-sourced to companies that were not subject to supervision, credit rating agencies.

Original Name: The Basel Accord and Capital Requirements Directive
Enacted By: Basel Committee on Banking Supervision
More Info: http://www.bis.org/publ/bcbs189.pdf

DFA (Dodd-Frank Act)

The Dodd-Frank Wall Street Reform and Consumer Protection Act is probably the one of the most complex pieces of legislation ever written. It is also very long too, more than 2300 pages precisely. I haven’t read the regulation by myself, however, what I read from the reviews that  “the impact is to leverage existing systems and rationalize data across the enterprise to meet intensified compliance demands.” That is too vague as well.

Original Name: Dodd–Frank Wall Street Reform and Consumer Protection Act
Enacted By: United States Congress
More Info: http://thomas.loc.gov/cgi-bin/bdquery/z?d111:H.R.4173

DGS (Deposit Garantie Scheme)

Explicit deposit insurance is a measure implemented in many countries to protect bank depositors, in full or in part, from losses caused by a bank’s inability to pay its debts when due. Dutch banks operating under an authorisation issued by DNB fall into the scope of the Dutch DGS. Tha banks need to supply some information related to DGS and make some tests for it.

Original Name: Deposito GarantieStelsel
Enacted By: DNB – Dutch Central Bank
More Info: http://www.dnb.nl/en/about-dnb/consumers-and-dnb/dgc/how-does-the-deposit-guarantee-scheme-work/index.jsp

EMIR (European Market Infrastructure Regulation)

EMIR introduces, reporting obligation for OTC derivatives, clearing obligation for eligible OTC derivatives, measures to reduce counterparty credit risk and operational risk for bilaterally cleared OTC derivatives, common rules for central counterparties (CCPs) and for trade repositories and rules on the establishment of interoperability between CCPs.

Original Name: European Market Infrastructure Regulation
Enacted By: European Commission
More Info: http://ec.europa.eu/internal_market/financial-markets/derivatives/index_en.htm


FATCA (Foreign Account Tax Compliance Act)

FATCA requires foreign banks to find any American account holders and disclose their balances, receipts, and withdrawals to the US Internal Revenue Service (IRS), or be subject to a 30% withholding tax on income from US financial assets held by the banks. Owners of these foreign-held assets must report them on a new Form 8938 along with US tax returns if they are worth more than US$50,000; a higher reporting threshold applies to overseas residents. Account holders would be subject to a 40% penalty on understatements of income in an undisclosed foreign financial asset. It closes a tax loophole that investors had used to avoid paying any taxes on dividends by converting them into dividend equivalents.

Original Name: Foreign Account Tax Compliance Act
Enacted By: United States Congress
More Info: http://www.irs.gov/businesses/corporations/article/0,,id=236667,00.html

FTT (Financial Transaction Tax)

A financial transaction tax is a levy placed on a specific type of monetary transaction for a particular purpose. The concept has been most commonly associated with the financial sector; it is not usually considered to include consumption taxes paid by consumers. A transaction tax is not a levy on financial institutions per se; rather, it is charged only on the specific transactions that are designated as taxable. So if an institution never carries out the taxable transaction, then it will never be subject to the transaction tax. Furthermore, if an institution carries out only one such transaction, then it will only be taxed for that one transaction.

Original Name: Financial Transaction Tax
Enacted By: European Commission
More Info: http://ec.europa.eu/taxation_customs/taxation/other_taxes/financial_sector/index_en.htm

International Financial Reporting Standards

Market Abuse Directive

Markets in Financial Instruments Directive II

Recovery and Resolution Plans Consultation

Single European Payments Area